Program Criteria

Grants

For those that qualify, the International Fire Foundation Safehome® grant is available to secure a safe home environment with early preparation and repair with no repayment.

Equally if the criteria is met, families and victims facing disaster requiring mitigation, reconstruction or full demolition and rebuild will be able to apply for the Firesafe® grant, no repayment. Firesafe® grant applicants are encouraged to participate in the labor initiative, trading volunteer time supporting first responders, participating in fire education programs and providing sweat equity with volunteer relief for families in need; participation is voluntary and not required to partake in our programs.

Qualified applicants may opt in for repayment of the repair or rebuild grants at any time, whether taking fiscal responsibility or through voluntary labor initiative to help rebuild another home in the immediate area. Grant repayment and labor initiative are entirely voluntary.

If a safety or health hazard exists after disaster strikes, applicants may apply to have the risk mitigated by our community network through the Safehome® grant.

Loans

For lower risk population, the applicant may qualify for a no down payment, or low down payment, and no interest loans or low interest plans to help cover the cost of restoring the home, or building a new home.

For those that qualify for no interest loans, applicants may opt in to 1-3% interest to donate the funds toward the next family in need.

At any time, if the loan becomes a financial hardship, limits the families financial freedom or exceeds 40% of debt to income ratio, the loan will come under review. Entire goal of the program is restore the home, or build a new home that increases long term affordability and eliminates uninhabitable or dangerous conditions.

Fundraiser Sponsorship

For Organizations, Partners and Local Leaders:

The Foundation Fellowship is available to sponsor the startup costs for any charity, fundraiser or event supporting the local first responders or affected families. The fundraiser host agrees to repay the initial amount from the benefits raised, and may choose to donate an additional 1-2% of fundraiser amounts to help pay it forward for the next event.

The International Fire Foundation may choose to engage or be requested as the fiscal sponsor of the event if our mission and values align with the event activities.

Funding for charity, fundraisers, and events:

For victims, families, or first responders:

The applications for charity, fundraisers and events will have requests from various applicants, the organization will review the request, approve in full, part or deny the request based on the type of event, amount requested and charity in question. The sponsorship will cover the startup costs to host the event, and shall be recovered by the organization through the funds raised if possible. The applicant may donate an additional 1-2% of raise funds back to the International Fire Foundation to support future charity, fundraisers and events or to rebuild a home for victims of disaster, applicant’s preferred choice.

Emergency Hazard Mitigation

The last component of the community connection program is emergency hazard mitigation. Our trusted network of local community leaders will identify, verify and mitigate immediate life safety hazards that impact communities worldwide.

Examples of emergency hazards are downed trees, objects, disaster impacted homes, structures and other objects; open and unsecure structures; wildfire damaged property and structure fire damaged property.

City/County Partnerships

The City or County of an affected area may engage with the International Fire Foundation to support their emergency response agencies to secure structures after disaster strikes to limit risk and liability for the city, and eliminate injury for the affected community. Incorporated or unincorporated areas may engage in monthly or annual contributions to mitigate emergency hazards within their jurisdiction.

Application Filter

The applied application filter system is used to select eligibility of applicants to rebuild their home with grant or loan assistance from the International Fire Foundation:

High Risk Populations

High Risk Priority: All high risk populations are given priority for our programs across Rebuild, Upgrade and Community Connection.

Eligibility Criteria for Grants

Home-ownership status: The applicant must own the home that was damaged or destroyed; and be the primary residence.

Insurance status: The applicant may be uninsured, under-insured, or had a lapse in coverage at the time of the disaster. Insured applicants may still be eligible and apply.

Income: Must display immediate need for assistance or financial disparity.

Assets: The applicant's assets must be below a $1,000,000 aggregate.

Need: The applicant must demonstrate a need for grant or loan assistance. This could be due to the severity of the damage to their home, their financial or family situation, or other factors. Determined on a case by case basis.

Eligibility Criteria for Loans

Home-ownership status: The applicant must own the home that was damaged or destroyed; and be the primary residence.

Income: The applicant's income above $15,000.

Assets: The applicant's assets must be above $5,000.

Credit score: The applicant must have a minimum credit score and meet standard loan criteria.

Debt-to-income ratio: The applicant's debt-to-income ratio must be below a certain threshold to ensure the family does not over-leverage their position or take on unnecessary financial hardship/risk.

Grants | Loans

Community Connection

Eligibility